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The Industry Leader in Supplemental Insurance Products

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Advantage Plus is designed to fill some of the co-payments, deductibles or coverage limits of today’s most popular health insurance plans. Cash benefits are paid directly to insured to cover hospital confinement, ambulance trips and skilled nursing care expenses, to name a few. Issue Ages: 40-85; 65-85 in MA.
Indemnity Plus Elite is designed to fill some of the co-payments, deductibles or coverage limits of today’s most popular health insurance plans. Cash benefits are paid directly to insured to cover hospital confinement, ambulance trips and skilled nursing care expenses, to name a few. Issue Ages: 40-85. (FLORIDA ONLY)
GTL’s Cancer, Heart Attack & Stroke Insurance (critical illness insurance) is incredibly flexible and offers cutting-edge benefits for your clients. In addition to an extensive set of riders, policyholders will have access to an experimental treatment benefit, a skin cancer benefit and more. Issue Ages: 18-90
SBSA 24-Hour Accident Coverage pays benefits directly to your clients after an accident for medical expense reimbursement. Includes $4,000 Emergency Air Ambulance benefit and a variety of options for accidental death and dismemberment. Issue Ages: 18-69
GTL’s Medicare Supplement Insurance helps cover out-of-pocket health expenses due to Medicare deductibles and copayments, providing more coverage and making it easier to manage health care costs. Issue Ages: 65-99
GTL’s Heritage Life was designed to provide your clients with a policy to pay for their final expenses and to help protect their families from potential financial burdens when that difficult time arrives. With this policy, they not only gain access to a comprehensive funeral concierge service but also receive continuous support. Premiums never increase, no medical examis needed, graded death benefit ranges from $2,500 to $20,000. Ages: 40-90 (Electronic application only.)
*NOTE: Enrollment in the Select Benefit Services Association(SBSA) is required in order to apply for coverage.
Through GTL’s partnership with TGen, one of the leading nonprofit medical research institutes in the world, Precision Care™ pays for and gives policyholders access to revolutionary genome sequencing technology and consultative services from TGen’s expert Cancer Physicians. Precision Care™ also provides a choice of lump sum benefits up to $50,000. Cancer BenefitBuilder Riders, Child Coverage Riders, and ROP Riders also available. Issue Ages: 18-90
GTL’s Short-Term Home Health Care Insurance combines industry leading Short-Term Home Health Care benefits with an easy-issue Hospital Indemnity insurance rider. Other great value-added rider options such as benefits for accidents, ambulance trips, dental/vision and cash benefits and innovative support for family caregivers. Issue Ages: 55-85
Recover Cash Short-Term Care Insurance was designed to not only help your clients cover the out-of-pocket expenses incurred while needing short-term care, but also to provide support for their family caregiver helpingthem along the way. Cash benefits and innovative support for family caregivers available to help prevent burnout. Issue Ages: 40-84
Critical Provider Plus was designed to help alleviate financial hardships due to a critical illness or accident. Coverage up to $100,000 and can pay up to 250% of the benefit amount based on two categories of conditions. Variety of riders available including coverage for accidents, AD&D and world-classgenomic sequencing and consultations for a cancer diagnosis. Issue Ages: 18-64 (Electronic application only.)
Surviving a critical illness can bring serious financial hardships—especially if it leads to a stay in an Assisted Living Facility. Critical Cash provides a simplified underwritten solution that pays up to $6,000 per month in benefits upon diagnosis of a covered condition. Issue Ages: 18-84
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